Your Privacy is Important to Us. At 123Loans4U.com, your privacy is our chief concern. We understand that you entrust us with your private financial information to help us match you with a lender. In exchange for your trust, you expect and deserve our commitment to treat your information with respect. Rest assured that we protect your privacy. Under no circumstances will we sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating lenders or as may be required by law or court order. The Privacy Policy below describes the standards we adhere to in handling information about you and your loan request.

We want you to be aware of:

• Who we are

• Information we may collect on our web sites

• How your information is used

1. Who We Are. We are a  leading online lending marketplace that connects consumers to banks that compete for their business across a variety of loan types. There are more than 150 participating banks and lenders in our network.

2. Information We Collect. There are several areas on a our site where you may be asked to enter both personal and non-personal information. We DO NOT sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating lenders, real estate professionals or other parties involved in your transaction, or as may be required by law or court order.

• Information we receive from you on qualification forms. When you come to our site to complete a qualification form you'll need to provide personal and financial information such as your name, phone number, e-mail address, income and other financial information depending upon your expressed loan or real estate referral preference. More details…
     

• Information collected from the "Calculators" section of our site. We make several resources available to you to help you complete a qualification form. One of these resources is the "Calculators" section of our site. We do not collect any personal data you may input into to any calculators on our site.
   

3. How your information is used. We use the information you provide on your qualification form to match you with up to four participating lenders.

• Sharing information with our participating lenders.  At your direction (when you click on the "Submit" button), the information that you provide to us on the qualification form will be sent our system and presented to up to four participating lenders who offer the types of loan products you have identified, we recommend that you contact them directly for more information about their specific privacy policies.
   

• Deleting your information. Federal and state regulations require that we store completed loan and real estate requests for various periods of time. In order to comply with these regulations, we cannot delete information from our databases.
   

• Security. Our sites have security measures in place to protect the loss, misuse and alteration of the information under our control.

More Details

1. Who We Are. When you visit a our site to request a loan, you will complete one simple qualification form. Based on the information you supply, We will transmit your data to participating lenders who are best suited to meet your financial needs.  We are a computerized loan originator and are licensed or exempt as a mortgage and/or loan broker and real estate broker in most states.

2. Information We Collect.

• Sharing information with our participating lenders. After up to four participating lenders receive your information, they may contact you directly via phone, e-mail or other communications. All of our lenders operate under federal and/or state laws and regulations and believe, as we do, that the Internet is an exciting and secure place to do business.
   

• Deleting your information. Even if your qualification form was withdrawn, by law, we cannot delete that information. We store all of the information you might provide securely.